IDSPub#0178662 Notice of Sale by Trustee Per Washington 61.24 Revised Code, 1st Ave South, Suite 202 Seattle, WA 98104 Trustee Sales Number: WA-22-911368-BB Title Order Number: 220148745-WA – MSO Reference Number of Deed of Trust: Instrument No. 200608300458 Package Number: 00507800001100, 00507800001201, 00507800001001 Trust Deed and Grantee (for record purposes under RCW 65.04.015): The Bank of New York Mellon, f/k/a, the Bank of New York as Trustee, as the registered holders of Alternative Loan Trust 2006-J7, Mortgage Pass-Through Certificate, Series 2006-J7 Trustee of Current Trust Deed: Quality Loan Services Corporation of Washington Servicer of Current Loan Mortgage Trust Deed: Select Portfolio Servicing Company Service Corp. of Washington, undersigned trustee, at 10:00 am on September 23, 2022, outside the North Plaza Entrance of Snohomish County Courthouse at 3000 Rockefeller Ave, Everett, WA 98201; Sell to the highest bidder in an open auction.A credit or cash bid in the form of bank check or certified check from a federally or state licensed bank for the sale of any of the following properties in Snohomish County, Washington: PARCEL A LOT 11, MARINE PARK ADDITION, PLATS VOLUME 11 According to the PLAT of record on page 44, Snohomish County of Records, Washington, all parts of lot 12 of parcel B, MARINE PARK ADDITION, VOLUME 11 of PLATS, page 44, Snohomish, WA County records, starting at the southeast corner of parcel 12, along the south line of parcel 12 north 89°51’00” west, 75 feet to true start, then north 00°08’00” east, 35 ft, then N TH 89°52’00” WEST, 241 53 ft to the WEST line of SAID LOT 12, then 41°53’00” S 12 ft to the SW corner of SAID LOT 12, then 89°52′ S 00” East, along the south line of SAID Lot 12, 272 91 feet, to the true point of the beginning, the parcel is all that part of Lot 10, Marine Park Addition, according to the diagram recorded in Vol. , page 44, Snohomish County, Washington record, north of the next written line: Parcel 2, Block 108, Grandview’s Everett Addition, page 90, page 90 record Snohomish County, Washington, then north 35 degrees 01’00 inches east along the west end of Grand Avenue 248 67 feet 67 feet to the start of the line, then north 89 degrees 52’00 inches west parallel to side south line LOT 10, MARINE PARK ADDITION, 337 77 FEET, THE TERMINUS OF SAID LINE, STUATE IN THE EVERETT, COUNTY OF SNOHOMISH, STATE OF WASHINGTON More commonly known as: 416 ALVERSON BLVD, EVERETT, WA 98201 Dated August 24, 2006, Noted on August 30, 2006 Pursuant to certain trust deeds registered, from Kathryn Ellis of Record in Snohomish County, Washington Deed No. 200608300458, and solely as a nominee of M&T MORTGAGE CORPORATION, PUGET to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MARC ELLIS AS GRANTS TO COMMONWEALTH LAND TITLE COMPANY OF SOUND LLC, WIFE AND HUSBAND, ITS SUCCESSORS AND ASSIGNS, AS FIRST BENEFICIARIES, WHICH SUBSTANTIALLY SUBSTITUTE TO THE REGISTERED HOLDERS OF ALTERNATIVE LOAN TRUST 2006 was transferred as trustee to Bank of New York Mellon (f/k/a). -J7, Mortgage Pass-Through Certificate, Series 2006-J7, Beneficiary, Based on Assignment Recorded in Auditor File No. 201110170122 II. Satisfaction of obligations in court, as referred to in RCW 61.21.030(4), on the grounds of a borrower’s or grantor’s failure to meet obligations guaranteed by the trust deed initiated by the beneficiaries of the trust deed. No lawsuits are currently pending. /mortgage. III. The defaults under which this foreclosure takes place are: Please do not pay the following amount, which is currently overdue, on time: $136,320.16. IV. Amounts attributable to obligations guaranteed by the Trust Deed are as follows: The aggregate principal amount of $1,008,402.03 plus interest and other expenses, fees and charges payable under the notes, trust deeds, or other guaranteed deed and as provided by law. V. The above properties are sold to meet the costs of the sale and the obligations guaranteed by the trust deed as stipulated by law. THIS SALE IS MADE WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OF TITLE, TITLE OR ENTITMENT AS OF SEPTEMBER 23, 2022. Any default referred to in paragraph III must be cured and the sale canceled by September 12, 2022 (11 days prior to the sale date), or such other date as permitted by the note or deed of trust. not. At any time prior to September 12, 2022 (eleven (11) days prior to the sale), or such other date as may be permitted by the bill or deed of trust, the default set forth in Section III shall be discharged and the sale shall be made. is terminated, the sale will be discontinued and terminated. Trustee’s fees and expenses are paid. Payment must be made by cash, cashier, or certified check from a state or federally recognized bank. The sale is subject to payment of principal and interest by the borrower or grantor or holder of a subordinate lien or mortgage of record prior to the sale at any time after September 12, 2022 (11 days prior to the sale date) can be terminated by Costs, fees and advances made pursuant to the terms of the obligations and/or deed of trust and the remedy of all other defaults. VI. A written notice of default has been sent by the Beneficiary or Trustee to the Borrower and Grantor by both first class and certified mail, proof of which is in the possession of the Trustee; If the above written notice of default has been personally served, or written notice of default has been posted in a conspicuous location on the property described in paragraph I above, and the trustee has I own the evidence. Or post. A list of recipients of default notices is included in the notice of foreclosure provided to borrowers and grantors. These requirements were completed on April 11, 2022. VII. The trustee whose name and address are listed below will provide, in writing, to any person who requests it, a statement of all costs and fees payable at any time prior to the sale. VIII. The effect of is to deprive the grantor and the grantor of all interests in the aforesaid property by or through the grantor or from all persons under it. IX. If an action is taken to prevent a sale pursuant to RCW 61.24.130, anyone who objects to this sale for any reason will be given an opportunity to be heard about those objections. Failure to bring such proceedings may waive good grounds for invalidating the trustee’s sale. X. NOTICE TO RESIDENTS OR TENANTS – THE PURCHASER OF A TRUSTED SALE SHALL BE SUBJECT TO THE GRANT (OWNER) UNDER THE TRUST DEED AND ANY INTEREST BELOW THE OWNER ON THE 20TH DAY AFTER THE SALE. essentially have the right to own the property. A deed of trust that includes residents who are not tenants. Twenty days after her sale, the purchaser has the right to evict the non-tenant resident by summary procedure under Section 59.12 RCW. For properties occupied by a tenant, the purchaser shall provide written notice to the tenant pursuant to her RCW 61.24.060. This notice is the final step before the foreclosure sale of your home. You may be subject to arbitration. He has 20 days from the date of record of this notice to mediate. don’t delay. Contact a housing counselor or Washington state licensed attorney today to assess your situation and refer you to mediation if you qualify, which could help save your home. See below for information sources. Seeking Help Housing counselors and legal help may be available for little or no charge. If you need help determining your rights and opportunities to maintain housing, please contact: Statewide Foreclosure Hotline for assistance and referrals to housing counselors recommended by the Housing Finance Commission: Toll Free: 1-877-894- HOME (1-877-894-4663) or Website: http:/ /www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm U.S. Department of Housing and Urban Development: Toll Free: 1-800-569 -4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or your local counseling agency in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc for assistance and referrals to other housing counselors and attorneys. Statewide Civil Legal Aid Hotline for: Phone: 1-800-606-4819 or Website: http://nwjustice.org/what-clear Additional Information Provided by Trustee: Prior Bankruptcy If you have ever been released by Personal liability for this loan is exempted and in this case this letter is intended to enforce the creditor’s rights only to the property. The trustee’s sales number is WA-22-911368-BB. Date: May 20, 2022 Quality Loan Service Corp., Washington Trustee: Jeff Stenman, Chairman Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 -Free: ( 866) 925-0241 Trustee Sales Number: WA-22-911368-BB Sales Line: 916-939-0772 or Login: http://wa.qualityloan.com IDSPub #0178662 8/23/2022 9/13/2022 Published 08/23/2022 and 09/13/2022 SCN-240311